Illustration Absmeier foto freepik ki

WhatsApp-Betrug breitet sich schneller aus denn je. Allein im Dezember 2025 verschickten Betrüger schätzungsweise 19,2 Milliarden Spam-Nachrichten, was Messenger-Dienste zu einem der effektivsten Werkzeuge für Online-Betrug macht.

Von falschen Gewinnen und Identitätsdiebstahl bis hin zu Investment- und Kontoübernahmebetrug ist WhatsApp zu einem bevorzugten Ziel für Cyberkriminelle geworden.

Viele dieser Nachrichten wirken auf den ersten Blick harmlos: eine freundliche Begrüßung, eine dringende Anfrage oder ein Angebot, das zu gut klingt, um wahr zu sein. In Wirklichkeit zielen sie darauf ab, Nutzer zur Weitergabe persönlicher Daten, Verifizierungscodes oder Geld zu bewegen.

Die häufigsten WhatsApp-Scams im Jahr 2026

Zu den verbreitetsten Betrugsmaschen gehören:
Identitätsbetrug, bei dem sich Angreifer als Freunde oder Familienmitglieder ausgeben
Phishing-Links, die auf gefälschte Login-Seiten führen
Verifizierungscode-Betrug, um Konten zu übernehmen
Fake-Gewinnspiele, Jobangebote und Investmenttricks
Romance-Scams, bei denen Vertrauen aufgebaut wird, bevor Geld gefordert wird

Viele dieser Betrugsversuche setzen gezielt auf Zeitdruck und Vertrautheit, um Misstrauen auszuschalten.

Warum diese Betrugsmaschen funktionieren

WhatsApp wirkt persönlich und vertrauenswürdig. Nachrichten landen direkt auf dem Smartphone und stammen oft von Nummern, die real oder bekannt erscheinen. Betrüger nutzen dieses Vertrauen — und den Druck, schnell zu reagieren — um Nutzer davon abzuhalten, Anfragen zu überprüfen.

Einschätzung von Panda Security

»WhatsApp-Betrug funktioniert, weil er persönlich und dringend wirkt«, erklärt Hervé Lambert, Global Consumer Operations Manager bei Panda Security. »Cyberkriminelle setzen gezielt auf Zeitdruck und Vertrautheit, damit Nutzer handeln, bevor sie nachdenken. Wer die gängigsten Betrugsmaschen kennt, hat 2026 einen entscheidenden Sicherheitsvorteil.«

Wie man einen WhatsApp-Betrug erkennt + Tipps zum Schutz

WhatsApp-Betrugsversuche wirken oft auf den ersten Blick harmlos: Eine normale Nachricht, ein vertrauter Ton. Doch die Warnzeichen zeigen sich meist im Detail.

So erkennt man einen WhatsApp-Betrug:

Unerwartete Nachrichten: Betrüger verschicken Nachrichten massenhaft und hoffen, dass jemand antwortet.
Dringlichkeit: Sie setzen dich unter Druck, damit du nicht nachdenkst oder prüfst, bevor du reagierst oder handelst.
Code-Anfragen: Oft werden Verifizierungscodes genutzt, um Konten zu übernehmen.
Verdächtige Links: Gefälschte Seiten und Downloads sind darauf ausgelegt, Daten zu stehlen oder Schadsoftware zu installieren.
Zu-gut-um-wahr-zu-sein-Angebote: Große Belohnungen mit wenig Aufwand sollen dein Misstrauen senken.
Ungeforderte Warnungen: Echte Dienste warnen dich nicht vor Problemen, die du nicht selbst ausgelöst hast.
Plattformwechsel: Der Wechsel auf andere Chats hilft Betrügern, Meldungen zu vermeiden.
Ungewöhnliche Zahlungsarten: Gutscheine und Kryptowährungen sind schwer nachzuverfolgen oder rückgängig zu machen.

So schützt man sich:

Kontakte verifizieren: Wenn dir eine Nachricht seltsam vorkommt, verifiziere und bestätige sie über einen anderen Kanal, bevor du antwortest.
Zwei-Faktor-Authentifizierung aktivieren: Das bietet eine zusätzliche Sicherheitsebene, selbst wenn dein Passwort kompromittiert wurde.
Privatsphäre-Einstellungen aktualisieren: Überprüfe, wer dein Profil, deinen Status und »zuletzt online« sehen kann – besonders in den Android-Datenschutzeinstellungen.
Informiere dich: Wer die gängigen Social-Media-Betrugsmaschen kennt, erkennt auch neue schneller.
Verdächtige Aktivitäten melden: Blockiere und melde Betrugs-Accounts direkt in WhatsApp, um die weitere Verbreitung zu verhindern.
Keine unbekannten Links anklicken: Schon ein Klick kann zu gefälschten Seiten oder Malware führen.
Keine Zahlungen oder Wallet-Verknüpfungen: Betrüger drängen oft zu schnellen Überweisungen oder Wallet-Links, um sofort Geld zu stehlen – Rückbuchungen sind meist unmöglich.

Fazit

WhatsApp-Betrug wird nicht weniger — er entwickelt sich weiter. Informiert, skeptisch und sicherheitsbewusst zu bleiben, ist der beste Schutz vor Nachrichten, die auf Daten- oder Geldverlust abzielen.

Originaltext von Panda

Check out the 17 most common WhatsApp scams to watch out for and learn how to spot scam texts faster. We’ll also share some tips to help you avoid these scams.

Impersonation Scams

Scammers create fake WhatsApp accounts posing as someone you know, such as a friend, family member or colleague. They then use these accounts to send messages requesting money or personal information, exploiting the trust between you and the impersonated individual. These messages may appear urgent or convincing, leading you to comply with the scammer’s demands.

Example: »Hey, it’s me, John. I’m in a tight spot and can’t access my bank app. Can you send $100? I’ll return it today. Please don’t call — I’m in a meeting.«

Phishing Links

Phishing is one of the most common tactics used by scammers on WhatsApp. They send messages containing links that appear to be from reputable sources, such as banks, government agencies or well-known companies.

These links lead to fake websites designed to steal your login credentials, financial information or other sensitive data. Phishing links can also be disguised as legitimate messages from WhatsApp itself, prompting users to verify their accounts or download software updates.

Example: »WhatsApp Support: Your account is at risk due to a security breach. Verify your details now to avoid suspension: [fake link]«

Verification Code Scams

Verification code scams are one of the sneakiest types of scams because they feel routine. You get a message saying a login or security code was sent to you by mistake, followed by a casual request to share it. The truth is that scammers are trying to get into your account.

That code is the final step. Once it’s shared, they can reset passwords, lock you out and act fast before you notice anything is wrong. Many of these arrive as friendly-sounding scam texts that don’t raise red flags at first glance.

Example: »Hi, I sent a verification code to your number by mistake. Can you please send it to me? I need it to log in.«

Screen Mirroring Scams

Screen mirroring or fake support scams often start with calm, helpful-sounding spam text messages claiming there’s a small issue with your account or device. You’re asked to contact support or follow a few steps to fix it.

The scammer then walks you through enabling screen sharing or installing a remote access app, saying it’s needed to help you. Once they can see your screen, they can watch you log in, capture passwords and grab security codes. These text message scams work because they feel cooperative rather than threatening.

Example: »WhatsApp Support: We detected an issue with your account. Please share your screen so we can walk you through the fix.«

Fake Promotions

In this type of phishing scam, fraudsters often send messages promising exclusive promotions, giveaways or discounts to lure you into clicking on links or providing personal information.

These messages may claim to offer prizes from well-known brands or retailers, but in reality, they lead to fake websites designed to collect your personal and financial details. Be cautious of unsolicited messages promising rewards or discounts, and always verify the legitimacy of the offer before taking any action.

Example: »Congrats! You’ve been selected for a free iPhone giveaway from Apple. Claim your prize here: [fake link]«

Advance Fee Fraud

Advance fee fraud usually starts with spam text messages promising a large payout, prize, refund or financial opportunity that sounds just plausible enough to be tempting. To move things forward, the sender asks for a small upfront payment to cover processing, taxes or verification.

nce you send the money, the promised funds never arrive. The excuses drag on, or the scammer disappears completely. This scam works because the initial amount often feels low risk. But paying even once signals that you’re willing to engage, which can lead to repeat requests or follow-up scams.

And if you entered your credit card details to make that payment, the scammer now has your card information, which opens the door to unauthorized charges or resale on the dark web.

Example: »Congratulations! You’ve won a $5,000 reward. Pay the $25 processing fee here to release your prize: [fake link]«

Tech Support Scams

Scammers pose as tech support representatives and contact you, claiming issues with your WhatsApp accounts or other social media accounts, such as Facebook Page or Instagram Business accounts, that may be linked to your WhatsApp account. They then request access to the user’s account or personal information under the guise of fixing the problem.

Example: »WhatsApp Support: Your account is showing security errors. Send your login code so we can secure it immediately.«

Investment Scams

Investment scams on WhatsApp, including cryptocurrency scams, often begin with friendly messages that feel more like advice than a pitch. You might hear about a sure return plan, a new crypto coin or a private investing group with impressive returns. Screenshots of profits, success stories and calm reassurance do the heavy lifting.

Once you send money or connect your wallet, the updates slow down, the rules change or withdrawals suddenly require extra fees. The profits look great on-screen, but your balance never actually comes back to you. These scams work because they play the long game. Conversations feel personal, patient and low-pressure — right up until real money is involved.

Example: »I’ve been earning great returns from this new crypto platform. Want me to help you set it up? You can start with just $100.«

Romance Scams

In romance scams, fraudsters build romantic relationships with you on dating apps such as Tinder. They then gradually move to WhatsApp, gaining your trust over time.

Once trust is established, the scammer requests money for fabricated reasons like medical emergencies or travel expenses. This is why keeping an eye out for catphishing, especially in the online dating world, is important to avoid WhatsApp scams originating from dating apps.

Example: »I hate to ask, but I’m stuck with a medical bill and can’t cover the last $600. Can you help? I’ll pay you back as soon as I can.«

Identity Theft

Scammers use WhatsApp to lure you into sharing personal information such as login credentials, bank account details or your Social Security number. This information is then used for identity theft, which can lead to financial loss or other forms of fraud.

These scams often feel routine and harmless. Messages may look like standard security checks, account updates or verification requests you’ve seen before. Once personal details are shared, scammers can move quietly behind the scenes, opening accounts, changing passwords or selling the data to others.

Example: »Google Support: Your Gmail account needs verification. Reply with your full name and recovery code to keep your account active.«

Lottery Scams

Lottery scams show up on WhatsApp as unexpected good news. You’re told you’ve won a prize, a cash reward or an international lottery you don’t remember entering.

The message often sounds polite and official, with just one small catch: You need to pay a fee or share details to claim the winnings. Once you respond, the requests keep coming, but the prize never does.

Example: »Congrats! Your number was selected for a $10,000 lottery reward. Confirm your full name and address to process your payout.«

Charity Scams

Charity scams take advantage of generosity, especially during crises, holidays or breaking news events. Messages may claim to represent a real cause and urge you to donate quickly to help someone in need.

The story feels emotional and time-sensitive, which makes it easier to act without checking. The money goes straight to the scammer, not to any real organization.

Example: »We’re raising emergency funds for tornado victims in Texas. Any amount helps. Donate now at this link to support families in crisis: [fake link]«

Fake News and Hoaxes

Scammers may use WhatsApp to spread false information for various purposes, including political manipulation or financial gain. They could message you with a fake news article that is simply clickbait. And the link they share may lead you to a malicious website that asks for money to view certain classified or exclusive information.

Example: »BREAKING: Actor Chris Evans found dead — official details leaked. Read the full report here: [fake link]«

WhatsApp Gold Scam

The WhatsApp Gold scam promises access to a premium or upgraded version of WhatsApp with extra features. The message usually claims the invite is limited and shared only with select users, which adds a little buzz and a lot of pressure to click.

Once you tap the link, you’re pushed to download an app or share it with others. Best case, it’s junk. Worst case, it installs malware or hands over access to your account. WhatsApp Gold isn’t real, but the risk is.

Example: »Hey there! Have you heard about WhatsApp Gold? It’s the exclusive new version with amazing features like video calling and enhanced security. Just click this link to upgrade now and enjoy all the benefits.«

Fake Job Offers

Fake job offers on WhatsApp often sound friendly, direct and oddly convenient. You might be contacted about a role you never applied for, with high pay, flexible hours and fast onboarding.

After a few messages, the catch appears: a small fee for training, background checks or starter materials. Once you send payment, the job vanishes — and so does the recruiter.

Example: »We reviewed your profile and think you’re perfect for a $90,000 remote position. To start onboarding, pay the $50 training fee here: [fake link]«

Fake WhatsApp Voicemail

Not all WhatsApp scams happen via text message. Scammers also use fake voicemail messages on WhatsApp to pretend to be someone you trust, like a friend or a bank. They might say there’s an urgent issue and ask for your personal information.

Example: »Voicemail from Bank of America: We detected unusual activity. Call us back at this number or verify your account here: [fake link]«

Scam Voice Calls

Scammers may try to initiate voice calls on WhatsApp to deceive users. This is a kind of phishing — voice phishing (vishing). They often use techniques like impersonating someone you know or claiming to represent a legitimate organization.

During the call, they may attempt to extract sensitive information or persuade you to take certain actions, such as sharing personal data or clicking on malicious links.

Example: »Hi, this is Chase Bank security. We need to verify your account immediately. Can you confirm your card number and PIN?«

How to Spot a WhatsApp Scam + Protection Tips

WhatsApp scams often look harmless at first. A normal message. A familiar tone. But the warning signs usually show up in the details.

Here are some ways to spot a WhatsApp scam:

Unexpected messages: Scammers send messages in bulk and hope someone responds.
Urgency: They use pressure to stop you from thinking or checking before responding or taking action.
Code requests: They often use verification codes to take over accounts.
Suspicious links: Fake pages and downloads are built to steal data or install malware.
Too-good-to-be-true offers: Big rewards with little effort are meant to lower skepticism.
Untriggered alerts: Real services don’t warn you about issues you didn’t start.
Platform switching: Moving chats helps scammers avoid reports.
Unusual payments: Gift cards and crypto are hard to trace or reverse.

How to Protect Yourself

A few simple habits can shut down most scams before they go anywhere. Here’s what you can do to prevent WhatsApp scams:

Verify contacts: If a message seems off, confirm it through another channel before responding.
Enable two-factor authentication: This adds a second layer of protection even if your password is compromised.
Update privacy settings: Review who can see your profile, status and last seen, especially within your Android privacy settings.
Educate yourself: Staying aware of common social media scams makes it easier to spot new ones.
Report suspicious activity: Block and report scam accounts directly in WhatsApp to limit further spread.
Avoid clicking unknown links: Even one tap can lead to fake sites or malware downloads.
Never send payments or connect your crypto wallet: Scammers often push quick transfers or wallet links to steal funds instantly, with no way to reverse the transaction.

https://www.pandasecurity.com/en/mediacenter/whatsapp-scams/

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